Wednesday, December 19, 2018

2018 Blog Update

Greetings! I am in the process of updating some of the info contained herein, including correcting some links that don't work anymore.  In some cases I need to go back and find my original documents so that I can post copies of them. 

I am disappointed but unfortunately not surprised that Elavon/Ladco Leasing are still up to their dirty tricks to take advantage of small business owners. I'm not a lawyer, but my best advice is to do what I did: do your own research online. I found info about contracts and unconscionability to be particularly enlightening.  Check out the U.C.C. (Universal Commercial Code).

I hope that previous court decisions, including the one in my own case, will prove themselves useful in your efforts to beat these scumbags.

Cheers, Deb.

Friday, January 22, 2016

State of Tennessee Attorney General v Elavon and Ladco: Final Judgment and Permanent Injunction, June 24, 2015

Well, what do you know?  In "The State of Tennessee Attorney General v Elavon, Inc. and Ladco Financial Group", the judge ruled in favor of the plaintiffs, ordering Elavon and Ladco to provide full restitution to Tennessee consumers. If you are still fighting Elavon/Ladco, have your attorney or other legal advisor read this Judgment and determine how the terms of the Injunction may be applied to your case.

Here is a link to the entire document:

Ventura County Press Release, April 30, 2012

January 2016, I keep getting emails from various people requesting info on how to get out of their contracts with Elavon/Ladco Leasing.  Previously published links to the May 2012 press release from the Ventura County (Calif.) District Attorney's Office regarding the resolution of the civil case against Elavon/Ladco are obsolete.  I have looked up relevant online content and am posting these documents here on the blog.  I hope this info will help people who are still being victimized by Elavon/Ladco Leasing.

Below is the News Release from the Ventura County (Calif) District Attorney's Office:

Wednesday, December 18, 2013

Same S#^% Different Year

Elavon is up to their own tricks again--or still would be more correct here.  They go ahead and pay whatever paltry settlement necessary to get rid of the biggest "troublemakers" and then carry on merrily with their old unethical business practices just because there are always new victims to be had who cave and pay whatever is necessary to get Elavon off their backs rather than fight the difficult and time-consuming fight necessary to beat these jerks. I'm beginning to notice a pattern, and that is that their unpleasant and unscrupulous collections and scare tactics seem to escalate toward the end of a calendar year. 'Tis the season....

There is ongoing discussion about Elavon's practices on various internet forums devoted to consumer complaints.  

For those merchants who are looking to set up merchant services accounts, you can find honest, non-biased reviews of many merchant services providers at  I stumbled across their site once upon a time during my  relentless search for info about Elavon as well as other merchant services providers. Here is their current review for Elavon. Personally, I find their "C" rating to be rather generous.
Elavon review 

UPDATE:   and scroll down to Ladco Leasing.

Thursday, November 8, 2012


I just received a Certified-Mail envelope from the District Attorney's Office in Ventura County, California. IT WAS MY LADCO RESTITUTION CHECK !!!!!! Hooray, the Little People won one for a change. Fight on, #ElizabethWarren !!

Tuesday, November 6, 2012

It's official...I've been RELEASED FROM LEASE

Hotdiggity-dawg....I got a letter today from LADCO Leasing stating the following:
Persuant to the terms and conditions of the Stipulated Final Judgment entered in the Superior Court for Ventura County, California....Elavon can advise you that: 1. Your outstanding lease obligation has been cancelled... 2. Any collection agency activity...has been terminated... 4. Any derogatory a credit reporting bureau...has been requested to be changed to satisfied status.
Here is the complete document:  (**Deb's note: link no longer valid. Will have to locate my copy and post at a later time. Sorry!)